HDFC LIFE PRESENTS "THE BUSINESS CHAMPIONS" CAMPAIGN 2026
TERMS & CONDITIONS:
This campaign is being organized by Music Broadcast Limited, a limited company established under the laws of India, having its registered office at 5th Floor, RNA Corporate Park, Off. Western Express Highway, Kala Nagar, Bandra (East), Mumbai – 400051 (hereinafter referred to as the "Organizer") and is being sponsored by HDFC Life Insurance Company Limited, a company duly incorporated under the Companies Act, 1956, and having its registered office at 13th floor, Apollo Mills Compound, Lodha Excelus, NM Joshi Marg, Mahalaxmi, Mumbai 400011 (hereinafter referred to as the "Sponsor/HDFC Life").
Please read the terms and conditions of the Campaign before participating in it (hereinafter referred to as the "Campaign"). By participating in/availing this campaign, it is deemed that the participants/customers/consumers (hereinafter collectively referred to as "Participant") and/or winners have irrevocably and unconditionally accepted all terms & conditions contained herein, including any/all amendment, modification, etc. made thereto without demur and shall throughout remain bound to them as under:
1. Agreement to Terms and Conditions:
By participating in this campaign, participants fully and unconditionally agree to abide by the terms and conditions available on www.thebusinesschampions.in
The organizer reserves the right to exclude any person from the campaign on grounds of misconduct or criminal record.
The organizer reserves the right to terminate, modify, or extend the campaign at any time at its absolute discretion, without assigning any reason or prior intimation to the participant.
2. Eligibility & Participation:
The campaign is open to business owners, café owners, shopkeepers, bookstore owners, traders, etc. across the 18 locations of India as mentioned on the home page.
However, the organizer reserves the unequivocal right to disqualify any entry they deem offensive/obscene/hurtful.
The content uploaded by the Participants should not have been sponsored, endorsed or administered by, or associated with any third party. In addition. The Participant must possess ownership of the content being submitted by them as an entry for the contest
The participants are permitted to submit their entries as per the stipulated format mentioned on the aforementioned link. Each participant will only be permitted to make a single entry for their participation in the contest.
The participants represent and warrant that all the information provided by them is factual and does not suffer from any falsities. It is reiterated that the organizer will have the full authority to disqualify any entry into the campaign in the event that falsifications are detected in the information provided by the participants.
The participants further represent and warrant that they have read and understood the associated Terms and Conditions, Privacy Policy, or any other document on the microsite in relation to the campaign and shall abide by the provisions of all these documents hereto.
Family members of employees of HDFC Life Insurance Company Ltd., Radiocity and Omnicom Media Group (OMC) are refrained from participating in the said activity.
3. How to Participate:
Please note: In response to public demand, we are reopening our registration page for one day only on Monday, 2nd March. Entries will close at 12:00 midnight on 2nd March.
To participate in the campaign, registration is mandatory in microsite and it should be completed for consideration. Business owners/participant will be required to submit their basic demographic details like, thier Name, establishment name, mobile number, address of business establishment, location, and short description of their business in the microsite. In case of individual nominating the business owner,the Radiocity team will do best the to reach out to the business establishment as per the detail provided.
WhatsApp Nominations
Dedicated WhatsApp numbers (local station-wise) enabling easy and accessible nominations. The number will be announced through RJ,Talk, Radio Creatives. An individual nominate a business, or a business owner can nominate themselves by sending their details. TheRadiocity team will try their best to contact them to get the required details for registration.
On-Ground Assisted Registrations
Field promoters will try and visit businesses across locations to facilitate on-the-spot registrations and nominations.
Social Media Assisted Registrations
Individuals can nominate businesses, or business owners can nominate themselves by sending a DM to our regional FB and Insta pages with details. TheRadiocity team will do their best to contact them to get the complete details for registration.
In the event that the participant is accessing the campaign through any social media service, the organizer may additionally collect the username and any other information that the participant will permit the social media service to share with the organizer.
The organizer shall undertake to secure the information provided by the participants in line with the applicable industry standards for security and data storage. In addition, the organizer will be duty-bound to follow all applicable data protection and privacy laws in India.
4. Criteria for Shortlisting:
Entries will be evaluated and shortlisted based on the information and responses provided in the earlier sections of the application. The assessment will focus on the strength and clarity of the nominee's case for recognition, including why they merit this recognition and how their business creates meaningful value for society. In addition, evaluation will be based upon the core value or guiding mantra that defines the nominee's approach to business. Overall, nominations will be judged on authenticity, impact, and alignment between purpose, values, and local contribution. At any given point in time Radiocity will reserve the right to stop this campaign at their sole discretion.
5. Public Voting Phase:
Following the shortlisting of the top 10 finalists, we will create radio capsules introducing them as the top 10 finalists of "The Business Champions" of the location.
These stories will be amplified on air, with listeners encouraged to visit the dedicated microsite to cast their votes for their favorite businesses.
Based on the highest number of public votes and the jury decision, 3 winners will be selected from the 10 finalists in each location.
Winner
1st Runner-Up, 2nd Runner-Up
7. Intellectual Property:
All rights, title, and interest, including but not limited to the Intellectual Property Rights, in the Campaign material(s) and in any and all responses received shall vest solely and exclusively with the Organizer at all times. The Organizer or any person or entity permitted by the Organizer in this regard shall be entitled to use the responses received or any information in connection with the entry in any media for future campaigns, marketing, publicity, and any other purpose, without any permission and/or payment to the Participant.
All material submitted in connection with the Campaign (whether in written, audio, electronic, or visual form, or a combination of those) or any photographs, video and/or film footage, and/or audio recording taken of Participants are assigned to the Organizer upon submission and become the property of the Organizer exclusively. The organizer may use the material in any medium in any reasonable manner it sees fit. Copyright in any such material remains the sole property of the organizer.
8. General Terms & Conditions:
The Participant understands and agrees that the selected Winner(s) alone shall be entitled to the recognition, subject to all terms and conditions mentioned herein, and furnishing of correct and complete details as required by the Organizer (including but not limited to) in the prescribed manner and to the entire satisfaction of the Organizer.
The Campaign will be promoted at the sole discretion of the Organizer.
The recognition/gratification can neither be exchanged nor redeemed for cash or any non-monetary consideration, nor is it transferable.
The recognition/gratification is subject to the applicable laws of India. The same would be delivered/handed over to the winner only upon proper identification and verification of the participant to the full satisfaction of the organizer. All winners shall be duly required to provide a copy of their PAN/ADHAR card and satisfactory identity proofs.
While accepting the recognition/gratification under the Campaign, the winner(s) may be required to execute an "indemnity and release of claims" form as may be provided by the organizer, as the case may be, which shall release the organizer of all liability, loss, damage, demand, claim, etc. in connection with the campaign and prizes contemplated under this campaign. Failure to complete and sign any documents requested by organizers may result in disqualification of such participant and/or winner. Thereafter, the organizer, at its discretion, will be entitled to choose the next winner. All decisions of the organizer shall be final in this regard.
Organizers are not responsible for any errors or omissions in the terms and conditions contained herein. All information provided in the campaign is provided on an "as-it-is" basis without any warranty of any kind. The organizer, its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., or any of its sponsors/partners make no representations and further disclaim themselves from all express, implied, and statutory warranties of any kind towards the participants, winners, and/or any third party with respect to accuracy, timelines, completeness, merchantability, or fitness of the campaign.
The organizer shall provide the recognition/gratification on an "as-it-is" basis without any warranty or guarantee (whether express or implied) regarding the gratification covering its quality, suitability, merchantability, or fitness. The Organizer, its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., disclaims itself from all liabilities, including but not limited to those arising due to any deficiency/defect in the Campaign and/or prize and for any consequential damages/losses arising with respect to the Campaign and/or the prize.
All rights, title, and interest, including but not limited to intellectual property rights in the campaign and/or any other promotional material(s), shall vest solely and exclusively with the organizer at all times. At all times the LOGO of HDFC Life shall remain the property of HDFC Life. In connection with the Campaign, the Organizer or any person or entity permitted by the Organizer shall be entitled to use personal details of the Participant and/or Winners, such as names, characters, photographs, voices, videotape, etc., for any media promotions, marketing activity, publicity, and likewise purposes. By voluntarily participating in the Campaign, Participant and/or Winner(s) hereby waive off all their rights to claim royalty, remuneration, or legal challenge due to any such use of their personal details by the Organizer.
The organizer reserves its right to change, defer, alter, or cancel this campaign in part or in full, or change any or all terms and conditions of the campaign, without giving any prior intimation/notice of any kind. Further, it shall not be liable for any consequential losses/damages to any participant and/or winner in this regard. The decision of the organizer in general and with respect to this campaign in particular shall be full, final, binding, and non-contestable upon the participant and/or the winners.
Nothing contained herein amounts to a commitment or representation by the organizers to conduct further, similar campaigns or schemes.
Under no circumstance shall the organizers, their management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., be liable to the participant, winners, and/or any third party for any loss of profits or lost opportunity, or for any indirect, special, consequential, incidental, or punitive damages whatsoever, even if the organizers have been advised of the possibility of any such damages. The participant/winners specifically agree not to file and/or initiate, in person or through any family member or through any third party, any criminal and/or civil proceedings/complaints/applications in any courts or forum in India against the organizers, their management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., to claim any damages for any losses or seek relief in connection with the campaign and/or the prizes. The Participant/Winners specifically agree that the Organizers, their affiliates, their group companies, their employees, officers, directors, or any other person and/or sponsors shall not be responsible for any claims/liabilities/losses (including legal fees) arising out of and in relation to any injury/damage/harm/loss/death/mental or emotional trauma suffered by the Participant or prize. Winners in any manner whatsoever in connection with the campaign and/or the gratification
Organizers shall not be liable to perform any of its obligations under the Campaign or in respect of the Prize where it is unable to do so as a result of unforeseen circumstances or force majeure conditions such as epidemic outbreaks, pandemics including but not limited to COVID-19, lockdowns, or circumstances beyond its reasonable control. This campaign is subject to promotional availability and government regulations, including lockdown restrictions caused by the pandemic.
Organizers are empowered to take a decision in case of any conditions, circumstances, and scenarios beyond these terms and conditions of the campaign.
The Campaign and the terms and conditions herein shall be governed by and construed in accordance with the applicable laws in India. All matters with respect to the campaign and/or gratification are subject to the exclusive jurisdiction of the courts at Delhi only. The Campaign shall be deemed void where prohibited by law.
In case of any queries with respect to the campaign, please reach out to the organizers at 022-66969100
Any entry including or depicting anything that is foul, indecent, threatening, discriminatory, vulgar, provocative, defamatory, sexually explicit, objectionable, inappropriate, or against public policy or public morality shall lead to disqualification of the participant at the sole discretion of the organizer.
A participant, by participating in this contest, hereby represents and warrants that all the submissions are their original works and no copyright and/or trademark and/or other intellectual property rights have been violated by such submission.
Organizers reserve the right to disqualify the partner(s) or the winner from the benefits of the contest if any fraudulent activity is identified as being carried out for the purpose of availing the prize under the contest or otherwise by participating in the contest.
The participant/voter acknowledges and consents to submitting their contact details, allowing organizers to send offers, solicitations, or other product brochures to them and for contacting them. The participant/voter authorizes Organizers and its representatives to call, SMS, or communicate via WhatsApp. This consent overrides any registration for DNC / NDNC.
HDFC Life, its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., disclaims itself from all liabilities, including but not limited to those arising due to any deficiency/defect in the campaign and/or prize and for any damages/losses/claims arising with respect to the campaign and/or the gratification.
HDFC Life, its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., make no representations and further disclaim themselves from all express, implied, and statutory warranties of any kind towards the participants, winners, and/or any third party with respect to accuracy, timelines, completeness, merchantability, or fitness of the campaign.
The participant/winners specifically agree that HDFC Life its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., shall not be responsible for any claims/liabilities/losses (including legal fees) arising out of and in relation to any injury/damage/harm/loss/death/mental or emotional trauma suffered by the participant or prize winners in any manner whatsoever in connection with the campaign and/or the gratification.
Under no circumstance shall HDFC Life, its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., be liable to the Participant, Winners, and/or any third party for any loss of profits or lost opportunity, or for any indirect, special, consequential, incidental, or punitive damages whatsoever, even if they were advised of the possibility of any such damages. The participant/winners specifically agree not to file and/or initiate, in person or through any family member or through any third party, any criminal and/or civil proceedings/complaints/applications in any courts or forum in India against HDFC Life, its management, directors, employees, officers, affiliates or subsidiaries, agents, representatives, etc., to claim any damages for any losses or seek relief in connection with the campaign and/or the prizes.
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